By accessing theuptoapp.com or submitting your email to our waitlist, you agree to these Terms of Service. If you do not agree, please do not use our website.
UpTo is currently in pre-launch development. The app described on this website is not yet publicly available. Nothing on this website constitutes an offer of financial services, a binding agreement, or a guarantee of access to any product.
Joining the waitlist does not:
By submitting your email address to our waitlist, you agree to receive occasional updates about UpTo's development and launch. You may unsubscribe at any time by replying to any email or contacting us at admin@theuptoapp.com.
All content on this website — including the UpTo name, logo, design, copy, and code — is the property of UpTo and may not be reproduced, distributed, or used without written permission.
Nothing on this website constitutes financial, legal, or investment advice. UpTo is a technology product, not a licensed financial advisor. Always consult a qualified professional for financial decisions.
This website is provided "as is" without warranties of any kind, either express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by law, UpTo shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or reliance on any information contained herein.
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of those sites. Visiting them is at your own discretion.
We may update these Terms of Service as UpTo evolves from a waitlist into a live financial product. Material changes will be communicated via email to waitlist members before taking effect. Continued use of the website after changes constitutes acceptance of the updated terms.
These terms are governed by the laws of the State of New York, without regard to conflict of law principles.
When UpTo launches live payment and pooling features, comprehensive financial services terms — covering fund custody, card issuance, transaction disputes, and account access — will be published and must be accepted before any financial activity.